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September 2017
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I have never thought that this information was useful until I became a victim myself last week. I went to the bank when I noticed that I forgot my Naira Mastercard at home. My God! The next thought is how I can get money without having to go home. In a moment, I thought that withdrawal without a card, I must be sincere with you, it was the first time I used it.
I quickly took my phone, Dialed the USSD code, after a few minutes, a REFERENCE PIN was sent to me, I used it to pay my money! Now I have decided to share how easy it is to get Withdraw your money without an ATM card. Now we go!

GTB Cardless Withdraw

There is very little short-term recall with GTBanking. As the GTBank account holder, the value of * 737 # is enough for you!
Dial only: * 737 #
Select 8 for "Next Page"
Select the option "Withdraw without card" which will be the first choice (on the following page)
Choose to withdraw from "GTBank" or "or other banks".
Enter the amount you want to collect
Enter the last 4 digits of your ATM card
Select OK
In just a few minutes, your GTBank Reference PIN will be sent to your phone as SMS, visit the ATM of the bank and select "Cardless Withdrawal", you will be prompted to provide the Ref. PIN, followed by the amount you want to recover for confirmation.
Take your money!

Diamond Bank Cardless withdrawal

The Diamond Cardless withdrawal can only be made if you register for this service. It allows you to use the ATM Diamond without using your debit card. This is called Magic Cash.

How does it work

Register for a service at Diamond Banks or call their contact center at 0700-300-0000
The text ATM at 30811 of your registered phone number is held in your account
After a few minutes, a six-digit magic code is generated and sent to your phone as an SMS
Access a Diamond Bank wicket and select the Magic Cash option
Enter your registered phone number with a prefix +234
Enter the six-digit magic code you received on your registered phone number
Create and confirm your magic PIN code (4 digits) (You must create a magic PIN code during the first transaction only because you only have to enter for subsequent transactions).
Continue your transactions ...

Withdraw with Fidelity Cardless

To make a cardless withdrawal from Fidelity Bank, do the following:
From your registered Fidelity mobile phone, call * 770 * 8 * Value #
This will require you to create a single PIN to use at the ATM.
Enter your instant PIN code to confirm the transaction.
A payment code is generated and sent to your phone. (Note: If you are using the Instant Banking Service * 770 # for the first time, you must register by calling * 770 #).
At the ATM, press any key on the machine or press Enter
Choose Dial4Cash or PayCode Cashout
Enter the 4-digit PIN you created earlier.
Enter the access code sent to your mobile phone.
Enter the amount and bring your Cash.

Standard Chartered Bank Cardless withdrawal

To use the free card service as a Standard Chartered Bank user,
Visit the Standard Chartered Standard
Transfer the desired amount to your phone number (or the recipient's phone number, if you are not)
After the transaction, you immediately receive an order number on a receipt sent to the ATM
At the same time, an SMS will be sent containing a PIN number which will be required at the time of your return or recipient number (this order number is identical to that of your receipt)
The recipient must visit a standard bank of the approved bank (use the same ATM if you wish to pay the money yourself).
Enter a unique PIN number, an order number, a number and a mobile phone quantity.
After the verification process, money is sent to the recipient.
Note: This service is valid between the next 24 hours of transaction, it will not work if the time interval exceeds
Now you see how easy it is! Please comment on your ideas, do you have problems with your own bank? Please let us know. You can also share more ideas about using the Service Without Service, Thank you.

Would You Spend $1,000 on a Smartphone?
Image Source:  CNN
Apple is ready to launch the highly anticipated iPhone X.

Of course, the phone will have all the new features and its new look. It will take the device to a new level of appearance and performance.

The price can also bring the iPhone user to a new level. The tenth anniversary of Apple's phone costs more than one or more.

Some reports indicate that the phone will cost $ 999, where 64GB goes to $ 1099 with 256GB and starts at $ 1199 for a powerful 512GB device.

Even at the lowest level, the phone represents a huge increase of 40% to 50% over $ 649 for the basic model of the iPhone 7

By paying a premium, the iPhone is not new to many Apple fans. For example, those who purchased the iPhone 7 PLUS all droplets of water have already exceeded the four-digit threshold.

Apple is not alone in the new pricing strategy. In the coming weeks, Samsung Galaxy Note 8 plans to release. The tips for online chat, note 8, close or also exceed four digits.

Why Higher Prices? Competition among leading mobile phone operators is warming up.

Consumers need more features and manufacturers are willing to accept them for the price.

Innovations such as edge-to-edge OLED display, water resistance, iris analysis and two cameras are common. By adding to the enjoyment and performance of the phone, they are also more expensive in construction.

While the buzz for new phones creates a lot of interest, according to a recent article in USA Today, the price of mobile phone bonuses was actually flat or down, no more.

Gartner's research report quotes the newspaper. For the first quarter of 2017, the premium segment premium (premium smartphones) was $ 460, $ 482 compared to the same period last year.

The results of this report can be hidden as companies now pay phones that now create a small sticker. Previously, wireless operators have managed to pay off a low-subsidy phone. The price was generally associated with a two-year contractual obligation. Some things would cost $ 649, but they would be listed for $ 199.

Monthly down payment programs also contribute to deferring the cost of a new high-end device. Some will offer discounts when a new model is introduced.

Mobile operators want the phone to be in their hands and realize that they will have to rely on them for the mobile service.

Even at higher prices, many analysts expect the iPhone 8 to be in high demand. Such add-ons as the probability of using and recharging wireless will be accepted by Apple users.

The phone will also launch iOS 11, the latest version of Apple's mobile operating system, and will focus on augmented reality.

At the same conference, Apple should introduce the new 7s and 7s Plus. These phones may not all be "8", but probably a lower price than the 10th-anniversary model.

Those who want a new phone but can live without the features of the iPhone 8 must have a cheaper alternative with 7 lines.

Although the iPhone 8 promises to be another winner in many successful products for the Cupertino, California company. Apple users are accustomed to paying premiums for their products and their alignment in the herd, although the fork on the coins receives one.

In 2014 I was quite excited when I learned about the new Chinese company called – SJCAM. Their popular camera SJ4000 proved to be one of the most successful cheap sports cameras. You might not know this, but the first article ever published on our website was about recognizing fake SJCAM cameras.

Now 3 years after, SJCAM is no longer an unfamiliar brand. They launched a serious amount of cameras and became one of the leaders on the cheap sports camera market.Thanks to their new marketing and business model, they changed a lot of things. The company expanded quite a lot. What is more important they began launching new models monthly. Way bigger brands like GoPro, Sony or Garmin can’t keep up with this pace.

Recently, we wrote about the release of SJ-Dash, their first ever car camera. This August, we came across some very exciting news. SJCAM announced the release of two more cameras by the end of October 2017. SJ8 and SJ360+.

Find out the latest piece of information about SJCAM new cameras SJ8 and SJ360+  Photo credits: poshgadgets

In this article, we’ll provide you with as much information on these two cameras as we were able to discover. Please understand that some of the info shared here, including the specs, the design, and the features are not final and are subject to change. With that in mind, let’s see which novelty SJCAM has to offer this time.


We begin with a model which everyone is excited about – the SJ8. The information on SJ8 appeared on the poshgadgetswebsite. They were the first to leak the photos. Once again, this is all still unconfirmed information. We’re waiting for an official reply from our contacts at SJCAMHD.

SJ8 4K is a sports action camera which biggest feature is recording 4K videos at 60 FPS. Furthermore, it will allow EIS (Electronic Image Stabilization) in 4K @ 30 FPS. These features sound quite impressive. Only a few months ago, we did not have an action camera which supports EIS in 4K.

The back of the SJCAM SJ8 camera prototype

Photo credits: poshgadgets

It is really amazing how quickly the sports camera market is progressing. YI 4K+ was a  first 4K/60fps action camera, but now we have the SJ8 and few others coming.

SJCAM SJ8 is a successor of SJ7 Star. It’s the first dual-screen action camera which will support 4K/60 FPS.  The front screen has 0.96. It will most probably be an OLED screen which will show the most basic information about the camera. The back screen will probably be a live-view touch screen, which will allow users to navigate through the settings and change different modes and options. The first dual-screen model which company produced was the SJ6 Legend.

Features of the SJCAM SJ8 | Photo credits: poshgadgets

Another notable feature of the SJ8 is the external GPS support. One of their main competitors, GitUp also announced an external GPS camera called G3 DUO. Furthermore, SJ8 will apparently be powered by Ambarella H22 processor and have Sony IMX377 image sensor.

The camera supports voice-control, live-streaming, slow motion, RAW image mode and has distortion correction.

SJCAM SJ8 Technical Specs

The specs table below is based on the information we gathered online. It is subject to change and we will update as the more information becomes available to the public. Take this info with a pinch of salt.

  •    Chipset
  •    Image sensor
  •    Lens
  •    Weight
  •    Size (L x W x H)
  •    Screen
  •    Max native image resolution
  •     Video resolutions
  •    Video compression format
  •    Image format
  •    Memory
  •    Battery
  •    WiFi
  •    Connection
  •    Remote controller support
  •    Video Stabilization
  •    External Mic Support
  • Ambarella H22
  • Sony IMX377
  • -
  • -
  • -
  • 12 megapixels
  • H.264
  • -
  • -
  • -

Dual Screen

2.33 inch Touchscreen (back)

0.96 inch Front (front)
4K - 60 FPS

4K - 30 FPS
SJCAM SJ8 release date and price

So far, the release date and the retail price for the SJ8 has not been announced. It’s been speculated that the official specification for the product will be released to the public in October 2017. With that in mind, we estimate that camera will be on the market in September. This is only our blind guess.

We will update this section when SJCAM officials give us the official information.


An updated version of their first ever 360° cameras is called SJ360+. We reviewed its predecessor SJ360, and it proved to be a good concept with a rushed release since there were some software problems.

Even though similar in name, the two models have nothing in common. Aesthetically, they are completely different. The new SJ360+ has a rectangular shape opposed to spherical which SJ360 had. Plus version features two lenses on both front and the back. Its shape allows users to easily hold it in hand.

The camera has a 0.96 screen on the front. It supports built in WiFi within 10m of range. This means you’ll be able to control the camera remotely, via your smartphone. In order to operate the camera via the WiFi, you’ll have to have a new app installed – SjCamPano. The app is already available for Android and iOS.

SJ360+ is powered by 1700 mAh battery and can record 360° videos in full HD, 1080p. According to the manufacturer, the SJ360 camera supports 360° uploads to Facebook and YouTube. There’s no info on an image sensor, but the camera will use SJCAM A7S chipset.

On SJCAM official YouTube channel, there’s always a video sample of the camera’s performance.

Even though the two videos above appeared on YouTube two months, ago there’s still not much info on the camera, which probably means the manufacturer is tweaking it up, so the final output may be improved.

The release date and the pricing for the SJ360+ are yet unknown.


Some, including our Pevly team, may say that launching a way to many models is not always a smart move. It can be a double-edged sword. We covered some of their cameras which proved to be rushed out to the market (SJ7 and SJ360 are just one of a few).

On the other hand, this allows them to progress quickly. We really liked the new SJ6 Legend Air. The company has been launching improved new cameras almost monthly.

What do you think about these two cameras? Which one would you prefer to have? Have more information to share with us? Leave a comment below, we’re eagerly waiting to hear from you.

Xiaomi Mi A1
Xiaomi finally revealed the latest device comes with dual camera, Mi 5x ... oh my bad "I A1" is not a normal Xiaomi phone as it comes with a lot of curves and hairpin, and for the first time launched a Xiaomi phone running on Android UI Plane making their favorite MIUI.

In terms of specifications and design, it is literally the same as Mi 5x but you will experience this device as quite different as any other Xiaomi smartphones. The A1 flaunts an elegant design that measures 7.3 mm thin and rounded edges in three colors of black, gold and pink gold. Surely remember the design of the iPhone 7 Plus. It comes with 5.5 inches with 1920 x 1080 pixel resolution with Gorilla Glass protection.

Remember that "Xiaomi Mi A1 is made of Xiaomi and operated by Google Android One =" The powered by an octave 2 GHz Qualcomm Snapdragon 625 processor. The cell phone features a steep 4GB RAM, Adreno 506 and 64GB graphics memory, expandable up to 128 GB by inserting a microSD card

The main USP unit is the dual camera, the sports of the phone two 12-megapixel shooters from behind - a wide-angle lens and a telephoto lens. The device also receives a dual-LED flash drive, portrait mode, background view mode, optical zoom, and more. The Mi A1 double cameras are enabled with optical zoom up to 2x and up to 10x digital zoom. For selfies, there is the same old 5-megapixel snapper.

In terms of connectivity, you get 4G LTE, Times, dual-band Wi-Fi, Bluetooth, USB type C, an infrared sensor, and A-GPS. To power, the phone is a 3.080mAh battery that is slightly smaller than the Note Note 4. It also features a 10V intelligent power amp amplifier in combination with the advanced Dirac Audio HD algorithm that delivers powerful and deep declines in output music and phone

Xiaomi Mi A1 runs Android 7.1.2 Torrone, and will get Android Oreo in 2017 and will be the first device to receive Android P Pixel series. Xiaomi Mi A1 prices at Rs 14,999 in India and is available in black, gold and pink gold. The phone has started selling in Flipkart, Mi.com and Mi Home stores from September 12.

iPhone X
Apple launched its new iPhone X, which has been described as "iPhone Ten - Smartphone Future". iPhone X comes with a large screen display and to ensure that Apple has killed the traditional physical button for the first time for the first time.

Apple's attraction was the iPhone X, which looks amazing with the glass behind, steel frames, a border at the edge display and nicer without the home button.

The Design

The biggest Voices of the iPhone X are its full-screen OLED design screen, even for the first time. The Apple iPhone X comes with a 5.8 inch Super Retina display and a curved glass on the top where you will find all the necessary sensors. Some new changes have been made as multi-tasking users who have to press down and hold for a second to view other executable applications.


Apple iPhone X is powered by Apple's newest Bionic A11 integrated circuit, an animal that has its own dedicated neural engine that makes Siri smart and equipped with 3GB Ram 64GB and 256GB internal memory. It also provides new AR experiences.


The Dual Lens camera comes in a pair of 12-inch wide-angle lenses with f / 1.8 aperture and another 12-megapixel camera with f / 2.2 aperture sensor. The Apple Portrait of the last year has become a portable lighting. This new feature will improve portrait photography with AI to get better results. The position of the dual camera really remembers the traffic lights, why should they protrude?

There is even more, the iPhone X's rear cameras can shoot video from 4K to 60fps and Slo-Mo video up to 240fps. Other features include panoramic images up to 63 megapixels, sapphire crystal glass cap, etc. The front is a 7-megapixel camera.

Face ID

What makes Apple different from the others is that they do not hesitate to change things, which ultimately need to change the future benefits of Apple users, they are not really afraid to reverse the coin and Face ID technology is the best example of it. The last time Apple condemned the 3.5mm audio jack, this time turning the fingerprint authentication system. iPhone X uses the ID instead. Face ID is the biometric approval mechanism based on face recognition. The Face ID sensor is located beneath the curved panel at the top of the display.

In Face ID, your face is your original password. Where is the front camera, a facial algorithmic image to authenticate and unlock the device quite quickly, can run at night or in the dark without problems Glass beard on everything you throw in your face expect a tough Bowling Pan Oouch surface! It's bad


Anomoji - The new Face ID sensor also helps create Animoji, which is a combination of animation and emoji. Use a deep sensor or IR sensor with the FaceTime camera to give emojis life with your voice. It also comes with Qi wireless charging.

iPhone X has a price of $ 999 (Rs 89,000 in India) for the 64GB and $ 1149 (Rs 1.03,000) for the 256GB version. The pre-order is open on October 27 and starts shipping on November 3rd. 


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